Monday, November 30, 2009
New Lindaro Office Complex is good news for San Rafael...
Tuesday, November 24, 2009
FAQs about First Time Homebuyer Tax Credit Extension...
Click here for a good list of FAQs / Answers about the First Time Homebuyer Tax Credit Extension!
Sunday, November 22, 2009
Friday, November 20, 2009
Mortgage Rate Update...
Interest Rate Update
November 19, 2009
Loan Program Rate Points Terms
30 Year Fixed/ Conforming 4.75 0 $417,750
4.625 .75 $417,750
30 Year Fixed/ Jumbo 5.625 0 $2,000,000
5.375 1 $2,000,000
5 Year Fixed/ Jumbo 5.125 0 $5,000,000
(Interest only available) 4.75 .75 $5,000,000
10 Year Fixed/ Jumbo 5.75 0 $5,000,000
(Interest only available) 5.375 .75 $5,000,000
----------------------------------------------------------------------------------------------------------------------------
30 Year Fixed/
Conforming/ Jumbo 5 0 $729,750
4.75 .50 $729,750
Rates quoted above are for 30 days and MAY IMPROVE depending on your FICO score.
********80% loans to $2,000,000 and 70% loans to $5,000,000********
FOR ADDITIONAL PROGRAMS AND PRICING, PLEASE CONTACT:
Sean Maley
DRE #010572291
Guarantee Mortgage
CA Dept of Real Estate, Real Estate Broker License #01370741
415-383-8834 Direct/ 415-845-9700 Cell
Thursday, November 19, 2009
Wednesday, November 18, 2009
Tuesday, November 17, 2009
So Marin... Pack of poodles waiting for their owners to get their lattes
Friday, November 13, 2009
Exclusive Event at the Millennium...
Exclusive event on the 52nd Floor of the Millenium on Wednesday, November 18th - The city's TOP designers will be strutting their stuff!
The event is by invite only - I can bring guests as a member of the EARN Real Estate Auxiliary - If you'd like to come as my guest let me know!
Link to details below:
Rates Down from Last Week!
Just got this in my email from one of my favorite mortgage brokers...
Interest Rate Update
November 13, 2009
Loan Program Rate Points Terms
30 Year Fixed / Conforming 4.75 / 0 Points / $417,750
30 Year Fixed / Jumbo 5.625 / 0 Points / $2,000,000
5 Year Fixed / Jumbo 5.125 / 0 Points / $5,000,000
(Interest only available) 4.75 .75 $5,000,
10 Year Fixed/ Jumbo 5.75 / 0 Points / $5,000,000
(Interest only available) 5.375 / .75 Points / $5,
------------------------------
30 Year Fixed/
Conforming/ Jumbo 5 / 0 Points / $729,750
4.75 / 1.25 Points / $729,750
Rates quoted above are for 30 days and MAY IMPROVE depending on your FICO score.
********80% loans to $2,000,000 and 70% loans to $5,000,000********
FOR ADDITIONAL PROGRAMS AND PRICING, PLEASE CONTACT:
Sean Maley
DRE #010572291
Guarantee Mortgage
415-383-8834 Direct/ 415-845-9700 Cell
For Real Estate Professionals only. APR’s have not been calculated on above rate quotes.
Rates change daily. This rate sheet is intended for the sole use of licensed real estate agents
Wednesday, November 11, 2009
Trashed Interior of Foreclosed Property
Want to see the trashed interior of an REO / Foreclosure / Bank Owned Property? Here's your chance...
Monday, November 9, 2009
This company puts too many numbers on signs - confuses buyers
I like that my brokerage doesn't put their number on signs
Friday, November 6, 2009
Property Tax Re-Assessment
Describing the steps to apply for property tax re-assessment and how it can save you money!
Obama Approves Homebuyer Tax Credit Extension!
It's official!
The first time homebuyer tax credit has been extended through May 1st 2010!
Additionally, income limits have been extended and current homeowners are now eligible for the credit when purchasing another property.
This is great news for buyers and the real estate community!!
Click here for the full story.
First Time Homebuyer Tax Credit Extension...
House and Senate have approved it, now just waiting for Obama to sign - The extension would also EXPAND the credit to current homeowners and increase income limits, among other things - Below is text taken from the California Association of Realtor's website:
"The U.S. House of Representatives today passed a bill extending and expanding the Federal Tax Credit for First-time Home Buyers. The bill was passed in the U.S. Senate late yesterday and will now go to President Obama for his signature, where it is expected to be signed this week.
The tax credit will be extended through April 30, 2010, with a 60-day extension if a binding contract is in place prior to the deadline. First-time home buyers will continue to receive a tax credit of up to $8,000, while existing homeowners will receive a reduced credit of up to $6,500. Existing homeowners will be eligible for the $6,500 if they have lived in their current residences for at least five years. The bill also will increase the qualifying income limits from $75,000 for single tax filers and $150,000 for joint filers, to $125,000 and $225,000, respectively. The purchase price of the home is capped at $800,000.
Under additional provisions in the bill, taxpayers can claim the credit on purchases completed in 2010 on their 2009 income tax returns. The bill maintains the provision that home buyers do not have to repay the credit provided the home remains their primary residence for 36 months after purchase, and waives this requirement for active duty military personnel who move due to a military order."
The tax credit will be extended through April 30, 2010, with a 60-day extension if a binding contract is in place prior to the deadline. First-time home buyers will continue to receive a tax credit of up to $8,000, while existing homeowners will receive a reduced credit of up to $6,500. Existing homeowners will be eligible for the $6,500 if they have lived in their current residences for at least five years. The bill also will increase the qualifying income limits from $75,000 for single tax filers and $150,000 for joint filers, to $125,000 and $225,000, respectively. The purchase price of the home is capped at $800,000.
Under additional provisions in the bill, taxpayers can claim the credit on purchases completed in 2010 on their 2009 income tax returns. The bill maintains the provision that home buyers do not have to repay the credit provided the home remains their primary residence for 36 months after purchase, and waives this requirement for active duty military personnel who move due to a military order."
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